Title Review & Instruction Letter
Turn a prelim into a bucketed risk review and a ready-to-send title instruction letter.
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with The Helvetica Group. That introduction is what keeps every skill here free.
What this skill does
Reads a preliminary title report or commitment for lender risk, then drafts the lender's early instruction letter to the title officer — so title clearance runs in parallel with underwriting instead of starting the week documents are drawn.
What it does
- Sorts every Schedule B exception into four buckets: must clear, must review before approval, endorse around, accept
- Leads with the closing-killers — PACE assessments, mechanic's lien priority, vesting changes in the prior 24 months, stale effective dates, access and legal-description mismatches
- Names the endorsements to request and the reason for each
- Produces a full instruction letter ready to send to the title officer
- Separates what is genuinely a lender problem from what is noise on a prelim
When to use it
- A prelim or commitment has arrived and needs a lender's read
- You want Schedule B exceptions bucketed rather than listed
- Title clearance needs to start now instead of during closing week
- Something on the prelim looks wrong and you want it checked properly
What to have ready
- The preliminary title report or title commitment
- Loan terms and the lien position you require
- The borrower's exact vesting
- Your target closing date
- Any survey or ALTA requirements that apply
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"Review this prelim for the Oakview deal — first lien position, closing in 30 days."
What you get back
A bucketed exception review that leads with the closing-killers, plus a ready-to-send title instruction letter.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Title Review & Lender Instruction Letter
Two deliverables from one pass over the preliminary title report:
- The review — every Schedule B exception sorted, with the closing-killers called out first.
- The instruction letter — sent to the title officer immediately, ahead of loan documents, so title clearance runs in parallel with underwriting instead of starting the week docs are drawn.
Not legal advice and not a title opinion. This skill organizes the review and drafts correspondence. Clearance decisions belong with counsel, the title underwriter, and the closer.
Inputs to collect
| Input | Notes |
|---|---|
| Preliminary report / commitment | Plus every linked underlying document — CC&Rs, easements, prior deeds of trust, agreements |
| Property address, all APNs, legal description | Count the parcels |
| Borrower entity name | Exactly as it will be vested, including entity-type descriptor |
| Loan amount, lien position, structure | Purchase / refinance / cash-out / construction |
| State | Drives deed of trust vs. mortgage wording and the endorsement set |
| Lender vesting name + notice address | Exactly as it must appear on the security instrument |
| Target closing date | |
| Survey, leases, entity documents | If they exist |
If the linked exhibits are missing, say so and review what you have — do not review the report alone and present it as complete. A prelim without its underlying documents hides the real exceptions.
Part 1 — Review the report
Schedule A
- Vesting matches the proposed borrower character for character, including the entity-type descriptor. A mismatch is a document-redraw item, not a footnote.
- Estate insured — fee or leasehold. Leasehold changes the endorsement set and requires lender protections in the underlying lease.
- Legal description vs. APNs — more than one parcel raises contiguity and single-tax-parcel questions. Confirm the description matches the parcel the appraisal valued.
- Policy amount and proposed insured — at least the loan amount, insured in the lender's exact name with successors and assigns.
- Effective date — older than 90 days needs a date-down before close.
Schedule B — sort every exception into one of four buckets
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
great start to lender instructions that used to take hours. now its 10 minutes to review and send.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
More from The Helvetica Group
They publish here under a verified work email. Their other skills, and how to reach them, are on their contributor page.