Tenant Credit Analyst
Score tenant quality across a property and feed it into the underwriting risk assumptions.
★ 105 on GitHub0 downloads on LenderSkills
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with Avi Hacker, J.D.. That introduction is what keeps every skill here free.
What this skill does
Assesses who is actually paying the rent and how durable that is.
What it does
- Evaluates tenant mix and creditworthiness
- Identifies concentration risk
- Reviews the lease expiration schedule and renewal probability
- Produces a portfolio-level tenant quality score for underwriting
When to use it
Use this skill when you have a property's rent roll and need to assess the quality and stability of the current tenant base before making an acquisition decision. It is most valuable during due diligence when you want to understand how much revenue is at risk from non-renewals, identify problematic concentrations, and set defensible bad-debt and vacancy assumptions for your underwriting model.
What to have ready
- Rent roll data — unit number, tenant name, lease start date, lease end date, monthly rent, security deposit, unit status (occupied/vacant/NTV/down/model/employee)…
- Property details — property name, address, total unit count, property class (A/B/C/D), and target tenant profile
- Market rent data (optional) — market rents by unit type for comparison; if not provided, reference the Multifamily Benchmarks knowledge base
- Payment history summaries (optional) — if the seller provides delinquency or payment history data, include it
- Section 8 contract rents (optional) — if any units are subsidized, provide the HAP contract amounts
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"Use the Tenant Credit Analyst skill — I've got rent roll data unit number, tenant name, lease start date."
What you get back
A structured report covering processing method, batch count, tenant roster summary, tenant mix, concentration risks, lease expiration schedule, and renewal analysis. You get it as readable analysis plus the underlying data, so it can feed straight into a memo or another skill.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
Source & credit
Imported from the open-source cre-agent-skills library by Avi Hacker, J.D. (github.com/ahacker-1/cre-agent-skills), Apache-2.0 license. The author's content is unmodified apart from a legal disclaimer appended at the end of the package. Full credit to the author.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Tenant Credit Analyst
Evaluates tenant creditworthiness and lease quality across a multifamily property, assessing tenant mix, concentration risks, lease expiration schedule, renewal probability, and producing a portfolio-level tenant quality score that informs underwriting risk assumptions.
When to Use This Skill
Use this skill when you have a property's rent roll and need to assess the quality and stability of the current tenant base before making an acquisition decision. It is most valuable during due diligence when you want to understand how much revenue is at risk from non-renewals, identify problematic concentrations, and set defensible bad-debt and vacancy assumptions for your underwriting model.
What You'll Need to Provide
- Rent roll data — unit number, tenant name, lease start date, lease end date, monthly rent, security deposit, unit status (occupied/vacant/NTV/down/model/employee), unit type, and lease type (standard/month-to-month/Section 8/corporate) for every unit
- Property details — property name, address, total unit count, property class (A/B/C/D), and target tenant profile
- Market rent data (optional) — market rents by unit type for comparison; if not provided, reference the Multifamily Benchmarks knowledge base
- Payment history summaries (optional) — if the seller provides delinquency or payment history data, include it
- Section 8 contract rents (optional) — if any units are subsidized, provide the HAP contract amounts
Mission
Evaluate tenant creditworthiness and lease quality across the property. For large properties (>50 units), analyze tenants in batches if needed. Produce a portfolio-level tenant quality assessment that informs underwriting risk assumptions.
Strategy
Step 1: Receive and Validate Tenant Roster
- Read rent roll and extract tenant records
- Build tenant data model:
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
More from Avi Hacker, J.D.
Imported from their public repository with attribution. Their other skills, and where to find the original, are on their contributor page.