Loan Boarding Data Validator
Check what the servicer boarded against the signed note before the first payment
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with The Helvetica Group. That introduction is what keeps every skill here free.
What this skill does
Confirms that a newly funded loan was set up correctly on the servicing system before the first payment. Compares every term the servicer boarded against the signed note and closing documents, recalculates the first payment independently, and drafts the correction request. A servicer bills exactly what was typed in — a wrong interest method or holdback setting is wrong on every statement until someone catches it.
What it does
- Reads the governing terms from the signed documents first, with the page or section for each
- Compares names, amounts, rate, interest method, payment, maturity, late charge, default rate, prepayment, extensions and reserves field by field
- Recalculates the first payment and shows what each common setup error would cost per month
- Grades every mismatch by severity and says whether it came from your boarding package or the servicer's keying
- Drafts the correction request to the servicer, with the document reference for every fix
When to use it
- The servicer sends its boarding confirmation on a new loan
- The first billing statement does not look right
- A rehab or construction loan with a holdback has just been boarded
- Periodic quality checks on loans boarded by a new servicer
What to have ready
- The servicer's boarding confirmation, loan profile or first statement
- The signed note
- The final closing statement
- The holdback or draw agreement, if there is one
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"The servicer boarded [LOAN NUMBER] yesterday — here's their confirmation, the signed note and the closing statement. Does everything match before the first payment on [DATE]?"
What you get back
A validation report with mismatches graded by severity, the first-payment recalculation, a list of confirmed fields and fields to request, and a draft correction request.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
- The verification step after Servicing Setup: that skill checks the package you send the servicer, this one checks what the servicer actually entered.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Loan Boarding Data Validator
A servicer bills, accrues and reports exactly what was keyed into its system, not what the note says. If the system has actual/365 where the note says actual/360, interest on a full-balance construction loan where the note charges only on disbursed funds, or a maturity date a month off, every statement, payoff and year-end tax form is wrong until someone notices — usually the borrower, usually at payoff. This skill is the check that catches it before the first payment.
Works for any business-purpose loan boarded with a third-party servicer or in the lender's own servicing system: bridge, fix-and-flip, construction, DSCR rental, land and small-balance commercial.
How this fits with `servicing-setup`.
servicing-setupbuilds and validates the boarding package before it goes to the servicer. This skill is the verification step after: it compares what the servicer actually boarded against the executed documents. Errors enter at both points — in the package, and in the keying — so run both.
Step 1 — Intake
| Input | Required? | Notes |
|---|---|---|
| What was boarded | ✅ | Servicer's boarding confirmation, loan profile or setup screen export, and — if issued — the first billing statement and payment schedule |
| Executed promissory note | ✅ | The signed version, including any riders and allonges |
| Security instrument | ✅ | Recorded copy if available (recording information, lien position, escrow and insurance clauses, notice clause) |
| Final closing / settlement statement | ✅ | Funded amount, prepaid interest, reserves and holdbacks withheld, fees |
| Holdback, construction or draw agreement | If applicable | Holdback amount, draw terms, draw fees, whether interest accrues on undisbursed funds |
| Loan agreement / extension terms | If applicable | Extension options, covenants, reserve requirements |
| Guaranty and borrower entity documents | Helpful | Exact legal names; notice addresses |
| Participation or investor schedule | If fractionalized | Each lender's share, spread or servicing fee |
| Boarding package sent to the servicer | Helpful | Tells you whether an error came from the package or the keying |
Minimum viable: the boarding confirmation (or loan profile) and the executed note plus final
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
More from The Helvetica Group
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