Lender Update Package Builder
Build the update package that gets a servicer, special servicer, or rescue-capital provider to a decision.
★ 105 on GitHub0 downloads on LenderSkills
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with Avi Hacker, J.D.. That introduction is what keeps every skill here free.
What this skill does
Assembles the borrower-side package behind a refinance, extension, modification, workout, or rescue-capital ask.
What it does
- Frames the package around the specific decision being requested
- Tailors content to the audience — existing lender, refinance lender, servicer, special servicer, or pref investor
- Presents performance, business plan, and capital plan in the order a credit decision needs them
- Flags the omissions that get packages sent back
When to use it
Use this skill when an owner needs to communicate with an existing lender, prospective refinance lender, servicer, special servicer, preferred-equity investor, or rescue-capital provider.
What to have ready
- Property overview and current business plan
- Existing loan terms, maturity, payoff, and lender ask
- T-12, budget, rent roll, occupancy, leasing pipeline, and capex plan
- NOI bridge from underwriting or prior lender update to today
- Sponsor contribution and liquidity
- Requested relief, refinance, or capital structure
- …and a few more items the skill will ask for as it goes
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"Use the Lender Update Package Builder skill — I've got property overview and current business plan."
What you get back
A structured report covering executive summary, current loan and maturity, asset performance update, noi bridge, business plan and milestones, proposed lender protections, and exhibit checklist. You get it as readable analysis plus the underlying data, so it can feed straight into a memo or another skill.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
Source & credit
Imported from the open-source cre-agent-skills library by Avi Hacker, J.D. (github.com/ahacker-1/cre-agent-skills), Apache-2.0 license. The author's content is unmodified apart from a legal disclaimer appended at the end of the package. Full credit to the author.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Lender Update Package Builder
Build a lender-facing update package for refinance, extension, modification, workout, or rescue-capital discussions.
When to Use This Skill
Use this skill when an owner needs to communicate with an existing lender, prospective refinance lender, servicer, special servicer, preferred-equity investor, or rescue-capital provider.
What You'll Need to Provide
- Property overview and current business plan
- Existing loan terms, maturity, payoff, and lender ask
- T-12, budget, rent roll, occupancy, leasing pipeline, and capex plan
- NOI bridge from underwriting or prior lender update to today
- Sponsor contribution and liquidity
- Requested relief, refinance, or capital structure
- Timeline and decision deadline
Mission
Produce a concise, credible package that answers lender questions before they are asked and supports a specific decision.
Strategy
Step 1: Define Audience and Ask
Classify audience:
- existing relationship bank
- life company
- agency lender
- CMBS master or special servicer
- debt fund
- preferred-equity / rescue-capital investor
State exact ask:
- refinance quote
- extension
- modification
- forbearance
- consent to subordinate capital
- discounted payoff
- note purchase discussion
Step 2: Build Current Asset Story
Include:
- what changed since underwriting
- current performance
- leasing and occupancy
- capex execution
- market context
- sponsor actions already taken
Step 3: Build the Numbers Package
Include:
- T-12
- current rent roll
- budget
- NOI bridge
- debt sizing
- capital need
- reserves
- sensitivity
Step 4: Build Lender Protections
Propose:
- paydown
- reserves
- reporting
- covenants
- milestones
- cash management
- sponsor contribution
Step 5: Produce Package Outline and Executive Summary
Deliver a lender-ready structure and list missing exhibits.
Output Format
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
More from Avi Hacker, J.D.
Imported from their public repository with attribution. Their other skills, and where to find the original, are on their contributor page.