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Guaranty Agreement Drafter

Draft the guaranty behind a private loan, ready for your attorney's review

0 downloads on LenderSkills

Free · v1.0.0

Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.

Free, and about thirty seconds: a work email and a six-digit code.

Screened

Downloading shares your name, firm, role, and email with CaseMark. That introduction is what keeps every skill here free.

What this skill does

Drafts a commercial guaranty for a loan: payment or collection, capped or uncapped, continuing or limited, with the waivers, subrogation deferral, representations, defaults and remedies a lender expects. The draft goes to your attorney to finish.

What it does

  • Walks through every election before drafting — payment or collection, cap, term, joint and several
  • Lays out the full section map from parties to signature blocks
  • Provides clause templates for the guaranty grant, cap, waivers, subrogation, costs and remedies
  • Flags spousal-consent, notarization, jury-waiver and anti-deficiency questions for counsel

When to use it

  • Closing a loan that needs a personal or entity guaranty
  • Adding a guarantor in a modification or workout
  • Replacing an outdated guaranty form

What to have ready

  • The loan being guaranteed: date, parties, amount, maturity, collateral
  • Guarantor's legal name, entity type and address
  • The agreed elections: payment or collection, cap, term
  • Governing law and signing details

How to use it

  1. Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
  2. Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has [BRACKETED] placeholders, and runs a quick test with you.
  3. Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.

"Draft a full-recourse payment guaranty from [GUARANTOR NAME] for a $[AMOUNT] bridge loan to [BORROWER LLC], governed by [STATE] law."

What you get back

A draft guaranty agreement with the elections filled in and a list of points for counsel to confirm.

Good to know

  • Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
  • Every draft is a starting point for your own review, not a finished decision.
  • Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
  • Draft for attorney review only. It does not cover non-recourse carve-out ("bad boy") guaranties specifically. Whether a guaranty from the borrower's own principals survives a foreclosure, and which defenses can be waived, is state-specific. Built for business-purpose loans; consumer-purpose loans need counsel.

Source & credit

Imported from CaseMark's open-source skills library (Apache-2.0). Author: CaseMark, Inc. — https://github.com/CaseMark/skills. LenderSkills renamed the skill for this catalogue, added a draft-only and business-purpose note, fixed a guaranty-grant template that read wrongly for a collection guaranty, and added a state-law caution for real-estate loans; it also appended a legal disclaimer, and the package header lists every change. The author's content is otherwise unmodified. Full credit to the author. CaseMark did not submit this listing and does not endorse it — the original is free at the link above.

Legal disclaimer

This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.

Inside this skill

The actual file you get. Members can read it in full before saving it.

Skill name
guaranty-agreement-drafter
What it does
Drafts U.S. commercial guaranty agreements securing a debtor's obligations to a creditor. Covers payment/collection elections, scope, caps, waivers, defaults, remedies, and enforceability.
When it runs
Trigger when the user needs a guaranty, guarantee, surety, continuing guaranty, payment guaranty, credit enhancement, or lender-required guaranty for loans, credit facilities, or real estate financing.
License
Apache-2.0
Metadata
author: "CaseMark, Inc." source: https://github.com/CaseMark/skills copyright: "Copyright 2025 CaseMark, Inc." upstream_commit: afe48c4
Imported to LenderSkills.ai from CaseMark's open-source skills library.
Author: CaseMark, Inc. - https://github.com/CaseMark/skills
License: Apache-2.0. Copyright 2025 CaseMark, Inc.
Licensed under the Apache License, Version 2.0 (see the repository LICENSE); redistributed with attribution.
Upstream file: skills/legal/guaranty-agreement/SKILL.md (commit afe48c4)
Imported: 2026-09-28
Changes made by LenderSkills: front matter rewritten to name/description/license/metadata (upstream description kept verbatim); renamed from "guaranty-agreement" to "guaranty-agreement-drafter" so the catalog name reads as a lender task; removed a trailing "Key changes from the original" editing note left in the upstream file (not skill instructions); added a LenderSkills draft-only / business-purpose note under the title; fixed the guaranty-grant template so a collection guaranty no longer reads "a guaranty of collection and not of collection only", and marked the proceed-against-debtor-first waiver as payment-guaranty only (it contradicts a collection guaranty); added a pitfall line on state-specific enforceability of guaranties by the borrower's principals on real-estate loans. A legal disclaimer will be appended by LenderSkills at the end of the file. Otherwise the author's content is unmodified.

Guaranty Agreement

Draft a commercially enforceable guaranty clarifying scope, liability, waivers, and remedies.

LenderSkills note: Everything this skill produces is a draft for review and completion by the lender's attorney, not a finished document and not legal advice. It is written for business-purpose commercial loans. If the borrower is an individual borrowing for personal, family or household purposes, or the property is the borrower's home, stop and send the file to counsel: consumer-lending rules apply and this template does not address them.

Gather Before Drafting

  1. Underlying obligation — date, parties, principal amount, obligations covered, maturity, collateral
  2. Guarantor — legal name, entity type, jurisdiction, authority, address, financial condition
  3. Creditor — legal name, address, notice info
  4. Elections — payment vs collection, cap, term, continuing scope, governing law, dispute forum
  5. Execution — signatories, titles, notarization or spousal consent if needed

Elections Checklist

Reading the full skill counts as a download. The contributor receives your name, company, and email.

Ratings & reviews

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No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.

Examination record

Archive inspectionPackage unpacked in isolation; contents and paths verified
Executable & binary blockExecutables, binaries, and scripts rejected automatically
Static analysisScanned for exfiltration, credential access, obfuscation, prompt injection
Human reviewA moderator read the skill end to end. Retired on 14 September 2026 — screening decides now.
What each gate checks

Run it in Claude

  1. Copy the install command above
  2. Paste it into Claude, ChatGPT or Cursor
  3. It writes the skill in, fills in your firm’s details, and test-runs it with you

Prefer the file? The prompt above is for a package you already downloaded.

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Details

Version1.0.0
AddedSep 29, 2026
UpdatedSep 29, 2026
CategoryLoan Docs
Downloads0
Tagsguaranty, personal guarantee, loan documents, recourse, drafting

More from CaseMark

Imported from their public repository with attribution. Their other skills, and where to find the original, are on their contributor page.