Deed of Trust Drafter
Draft the deed of trust and security agreement that secure the loan
0 downloads on LenderSkills
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with CaseMark. That introduction is what keeps every skill here free.
What this skill does
Drafts a combined deed of trust and security agreement for commercial real estate — the real property lien plus a UCC security interest in the personal property — with the state-specific foreclosure, execution and recording questions flagged for counsel. The draft goes to your attorney to finish.
What it does
- Pulls parties, loan terms, legal description and title exceptions into one intake
- Lists the state questions to answer first: lien theory, foreclosure method, deficiency, witnesses, spousal joinder
- Drafts the grant, security agreement, covenants, defaults and two-track remedies
- Flags waivers, statutory citations and UCC filing needs for verification
When to use it
- Closing a loan secured by commercial real estate
- Adding personal property or fixtures to the collateral
- Updating a security instrument form for a new state
What to have ready
- The note and loan agreement
- Legal description, APN and title commitment
- Personal property collateral, if any
- The state where the property sits
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"Draft a deed of trust and security agreement securing a $[AMOUNT] loan to [BORROWER LLC] on [PROPERTY ADDRESS], [COUNTY], [STATE]."
What you get back
A draft deed of trust and security agreement, with jurisdiction-specific items marked for counsel to verify.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
- Draft for attorney review only. Some states use mortgages rather than deeds of trust, and foreclosure, redemption, execution and recording rules differ by state. Built for business-purpose loans; consumer-purpose loans and owner-occupied homes need counsel.
Source & credit
Imported from CaseMark's open-source skills library (Apache-2.0). Author: CaseMark, Inc. — https://github.com/CaseMark/skills. LenderSkills renamed the skill for this catalogue, added a draft-only and business-purpose note, and added a check that the situs state uses deeds of trust; it also appended a legal disclaimer, and the package header lists every change. The author's content is otherwise unmodified. Full credit to the author. CaseMark did not submit this listing and does not endorse it — the original is free at the link above.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Deed of Trust and Security Agreement
Drafts a combined instrument creating enforceable security interests in both real property (deed of trust) and personal property (UCC Article 9 security agreement) for commercial real estate financing.
LenderSkills note: Everything this skill produces is a draft for review and completion by the lender's attorney, not a finished document and not legal advice. It is written for business-purpose commercial loans. If the borrower is an individual borrowing for personal, family or household purposes, or the property is the borrower's home, stop and send the file to counsel: consumer-lending rules apply and this template does not address them.
Prerequisites
- Loan documents — promissory note, loan agreement, related transaction docs
- Parties — full legal names, addresses, entity status for Grantor (borrower/debtor), Trustee, and Beneficiary (lender/secured party)
- Real property — legal description from chain of title, street address, APN, title report with encumbrances
- Personal property — specific items, serial numbers, equipment lists, account descriptions
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
More from CaseMark
Imported from their public repository with attribution. Their other skills, and where to find the original, are on their contributor page.