Closing Instructions Letter
Draft the lender's instructions to title and escrow so nothing funds by mistake
Install it in one line — paste a single command into Claude, ChatGPT or Cursor and it writes the skill into your project.
Free, and about thirty seconds: a work email and a six-digit code.
Downloading shares your name, firm, role, and email with The Helvetica Group. That introduction is what keeps every skill here free.
What this skill does
Drafts the written instructions a lender sends to the title company, escrow officer or closing attorney. It says what must be true before any money moves and what happens to each dollar, so no step is left to the closer's guesswork. Draft for your review and your attorney's, never sent for you.
What it does
- Reads the title commitment for liens, judgments, taxes and ownership problems that must be cleared
- Specifies the title insurance policy, the amount, the insured name and the endorsements to request
- Sets the recording order and what must be recorded right after funding
- Lays out payoffs, holdbacks, reserves, fees and prepaid interest so the net wire matches the settlement statement
- Lists the conditions the closer must meet before releasing funds, and when funds come back if closing slips
- Builds in wire safety: verified call-backs and no changes to instructions by email
When to use it
- Loan documents are final and the file is moving to funding
- You are closing with a title or escrow company you have not used before
- The loan has a rehab holdback, interest reserve or several payoffs
- You want a one-page checklist for the closer
What to have ready
- The final loan terms or commitment
- The title commitment or preliminary report
- Payoff letters, if it is a refinance
- Your insurance wording and any required title endorsements
How to use it
- Download it with the button above. You'll sign in with a work email — that's how the creator knows who is using their skill.
- Copy the install prompt from the "Run it in Claude" box, and paste it into Claude along with the file. Claude installs the skill, fills in your firm's details where the file has
[BRACKETED]placeholders, and runs a quick test with you. - Then just ask in plain English. Claude picks the skill up on its own when a request matches it. Anything it still needs, it asks you for — it won't invent a number.
"We're funding the [CITY] fix-and-flip on [DATE] through [TITLE COMPANY]. Here are the loan terms, title commitment and payoff letter. Draft our closing instructions. There's a [AMOUNT] rehab holdback we keep."
What you get back
A complete draft instructions letter, a one-page checklist for the closer, and a list of items still open before funds can be released.
Good to know
- Output quality tracks input quality. A missing figure is flagged as missing — it is never estimated to fill a gap.
- Every draft is a starting point for your own review, not a finished decision.
- Runs anywhere Claude does: the Claude app, Claude Desktop, or Claude Code.
- Bank account numbers never go in the letter. Wire details are exchanged and confirmed separately, by a call-back to a number you found yourself.
Legal disclaimer
This skill drafts; it does not decide. Its output is not legal, tax, accounting, appraisal, or investment advice, and using it creates no attorney-client, fiduciary, or advisory relationship. Nothing it produces is a commitment to lend or an offer to sell a security. Verify every number, date, citation, and conclusion against the source documents, and have a qualified professional licensed in the relevant jurisdiction review the work before you rely on it or send it to a borrower, investor, counterparty, or regulator. Laws, rates, and market data change. The final work product is yours.
Inside this skill
The actual file you get. Members can read it in full before saving it.
Closing Instructions Letter
Title and escrow do exactly what the lender's instructions say — and nothing the instructions forget to say. Most expensive closing mistakes are instruction gaps: a deed of trust recorded behind a judgment nobody told title to pay, a rehab holdback disbursed to the borrower at closing, a loan policy issued without the endorsements the investor requires, funds released before the guaranty was signed. This skill drafts the lender's instructions so the closer has one document that says what must be true before a dollar moves, and what to do with each dollar.
It works for bridge, fix-and-flip, DSCR rental, construction, land and small-balance commercial loans, whether closed through a title company, an escrow company or a closing attorney.
Where it fits: closing-coordinator tracks readiness across the whole transaction; funds-flow-manager builds the sources-and-uses; settlement-statement-reviewer checks the statement the closer produces. This skill writes the lender's instructions that bind the closer.
This is a draft for review by the lender and its attorney. Instruction wording, title endorsement availability and recording practice vary by state and underwriter.
Step 1 — Intake
| Input | Required? | Notes |
|---|---|---|
| Final loan terms | ✅ | Commitment, approval or loan documents: amount and components, rate, per diem basis, first payment date |
| Title commitment / preliminary report | ✅ | Number, effective date, Schedule B requirements and exceptions |
| Closing agent details | ✅ | Company, officer, file number — as [ESCROW OFFICER], [FILE NO.] placeholders if not given |
| Transaction type | ✅ | Purchase, refinance, cash-out, construction, blanket / multi-property |
| Loan document list | ✅ | Note, security instrument, guaranty, assignment of leases and rents, UCC fixture filing, environmental indemnity, closing certificates |
| Payoffs | If refinance | Each lien being paid, with the payoff letter's good-through date and per diem |
| Holdbacks and reserves | If any | Rehab/construction holdback, interest reserve, tax/insurance escrows — amounts and who holds them |
| Fees to lender | ✅ | Points, processing, legal, other — and whether netted from the wire or paid separately |
Reading the full skill counts as a download. The contributor receives your name, company, and email.
Ratings & reviews
No written reviews yet. If you run this on a live file, say how it went. The next lender reading this page is deciding whether to trust it.
Examination record
Run it in Claude
- Copy the install command above
- Paste it into Claude, ChatGPT or Cursor
- It writes the skill in, fills in your firm’s details, and test-runs it with you
Prefer the file? The prompt above is for a package you already downloaded.
Details
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